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Texas Bankruptcy - Eligibility for Chapter 7 Bankruptcy

Are you considering Filing for Bankruptcy?

Texas Bankruptcy Attorney R.J.Atkinson can help you file for Bankruptcy…

Filing Bankruptcy is the best and quickest way to get rid of debt or reorganize debt for many people in Texas. Every month throughout the State of Texas there are many who file Chapter 7 Bankruptcy to eliminate credit card debt, medical bills, certain IRS Taxes, as well as many other types of unsecured debt. Still others in Texas choose to file for Chapter 13 Bankruptcy to stop foreclosure, repossession, or to repay their debts in part or in full, repay certain back taxes, and child support they are behind on. Whatever their reason, there are lots of people in Texas who need immediate debt relief and consider filing bankruptcy to get back in control of their finances.

If you are thinking of Filing Bankruptcy to get back control of your finances, contact the Texas Bankruptcy Attorneys at The Law Offices of R.J.Atkinson. We have helped thousands get a fresh start in Bankruptcy and we might be able to help you.

Filing Bankruptcy can put you back in control of your finances. Depending on your situation, and what type of bankruptcy you file, filing bankruptcy can eliminate your debt, significantly reduce your debt, or reorganize your debt. Bankruptcy is a legal proceeding in the Bankruptcy Court which allows for immediate debt relief to a person or business who owes money. Since bankruptcy can be used to eliminate debt or reorganize debt, it is often used to stop foreclosure, repossession, lawsuits, wage garnishments, creditor harassment, and stop most collection efforts, legal actions, or proceedings by creditors to collect debt.

Filing bankruptcy has many advantages. When non-bankruptcy debt relief options don’t work, don’t make sense, or can’t stop a foreclosure, repossession, garnishment, or lawsuit, you should consider your options in bankruptcy. For the majority of individuals in Texas who consider filing bankruptcy, they will file either a Chapter 7 or Chapter 13. While there are other types of bankruptcy available, filing bankruptcy under Chapter 7 or Chapter 13 are the chapters filed most often by individual Texas consumers.

If you are eligible to file Chapter 7 Bankruptcy, you can usually eliminate all of your unsecured debt. This means that filing bankruptcy under Chapter 7 can get rid of credit card debt, personal loans, medical bills, auto accident claims, lawsuits, judgments, leases, certain taxes, repossession & mortgage deficiencies, guaranties, and most every type of unsecured debt.

If you are eligible to file Chapter 13 Bankruptcy, you can usually force creditors to accept repayment of secured debt and priority debt based on your disposable income. You can also force unsecured creditors to accept anything left over from your disposable income after repayment of you secured and priority debt, even if its pennies on the dollar. In Chapter 13 you can include repayment of mortgage arrears, car payments you are behind on, back taxes, child support you are behind on, and most any other debt you need to repay, or cannot eliminate in a Chapter 7.

There are many types of bankruptcy for many types of debtors whether they are people or businesses. There are also certain debts that may be repaid in bankruptcy but cannot be discharged in a bankruptcy as a matter of law. Bankruptcy is often a mystery to most people because it’s not a regular everyday occurrence. Although they may occasionally hear about bankruptcy in the media, most people in Texas consider filing bankruptcy when they are facing some type of financial emergency or the have had chronic debt problems which need to be addressed. If you need debt relief or are facing a financial problem that requires immediate attention, filing bankruptcy might be an option. To see if filing bankruptcy is an option for you, contact the Texas Bankruptcy Lawyers at The Law Offices of R.J.Atkinson for a free bankruptcy evaluation.

Filing bankruptcy isn’t as simple as filling out a few bankruptcy papers and signing your name. Bankruptcy has eligibility requirements, residency requirements, pre-filing requirements, property exemptions, timelines to consider, and various other rules and requirements before and after you file. To see if filing bankruptcy if for you, it’s important to get help from an experienced Texas Bankruptcy Attorney.

If you live in Houston, Austin, San Antonio, Dallas, or anywhere in the State of Texas contact the Texas Bankruptcy Lawyers at The Law Offices of R.J.Atkinson. An experienced Texas Bankruptcy Lawyer can help you decide if filing bankruptcy is the best option for you to get rid of your debt, significantly reduce your debt, or reorganize your debt.

Filing Bankruptcy can put you back in control of your finances. Don’t Lose Everything.

Contact the Texas Bankruptcy Attorneys: 800-436-9056

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RJA Bankruptcy Attorney offer Affordable Bankruptcy, Debt Relief and Debt Consolidation. Texas Bankruptcy Lawyer offer Low Cost Bankruptcy Attorney Fees in Austin, Dallas, Fort Worth, Plano, San Antonio, & Houston *Principal Office.

Bankruptcy Lawyer / Attorney RJ Atkinson provides Chapter 7, 11, 12, 13, Bankruptcy, Debt Relief & Discount Legal Services
Filing Bankruptcy can sometimes be the fastest way to get out of debt and may be the most affordable way to get a fresh financial start. Chapter 7 Bankruptcy can quickly wipe out your debts, increase your credit score, stop wage garnishments, get rid of credit card debt, eliminate medical bills, stop payday loans, stop bill collectors, erase negative credit reporting, and reestablish new credit after bankruptcy. RJ Atkinson – Bankruptcy Lawyer have payment plans to make filing Chapter 7 and Chapter 13 Bankruptcy affordable which include low cost flat fees for Chapter 7 that may be considered the cheapest bankruptcy attorney fees depending on the costs other bankruptcy lawyer charge. Chapter 13 Bankruptcy can save your home from foreclosure, save your car from repossession, lower monthly payments, reduce interest rates, get rid of late fees, reduce credit card interest, payoff high credit card debt, raise your credit score, stop creditor harassment, get rid of debt, reduce debt, eliminate creditor calls at work, stop collection calls, start over financially, discharge debts and/or be debt free in 3 to 5 years. IRS tax problems, tax levies, wage garnishments, back taxes, payroll taxes, income taxes can often be handled in Chapter 13 bankruptcy. Divorce/Bankruptcy – past due child support arrears, alimony, spousal support, and divorce debt can often be handled in chapter 13 bankruptcy. The Law Offices of RJ Atkinson handles debt consolidation, loan modifications, credit card debt settlement, debt negotiation, lawsuit defense, IRS problems, credit card lawsuits, TROs temporary restraining orders to foreclosure, forbearance agreements to foreclosure, FDCPA Fair Debt Collection Practices Act lawsuits, FCRA Fair Credit Reporting Act lawsuits, credit report disputes, debt collection lawsuits, adversary complaints in bankruptcy, bankruptcies, foreclosure workouts, mortgage short sales, real estate property tax disputes, civil litigation, commercial litigation, tax lawsuits, small business bankruptcy, corporate bankruptcy, business creditor representation, and most every kind of debt related issue or financially based legal problem on a case by case basis.
Pursuant to 11 U.S.C. §528, “We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.”
R.J.Atkinson Texas Bankruptcy Lawyer - Principal Office: 8000 I.H. 10 West, Suite 600, San Antonio, TX 78230-3868. Phone: 800-436-9056