Are you considering Filing for Bankruptcy?
Texas Bankruptcy Attorney R.J.Atkinson can help you file for Bankruptcy…
Filing Bankruptcy is the best and quickest way to get rid of debt or reorganize debt for many people in Texas. Every month throughout the State of Texas there are many who file Chapter 7 Bankruptcy to eliminate credit card debt, medical bills, certain IRS Taxes, as well as many other types of unsecured debt. Still others in Texas choose to file for Chapter 13 Bankruptcy to stop foreclosure, repossession, or to repay their debts in part or in full, repay certain back taxes, and child support they are behind on. Whatever their reason, there are lots of people in Texas who need immediate debt relief and consider filing bankruptcy to get back in control of their finances.
If you are thinking of Filing Bankruptcy to get back control of your finances, contact the Texas Bankruptcy Attorneys at The Law Offices of R.J.Atkinson. We have helped thousands get a fresh start in Bankruptcy and we might be able to help you.
Filing Bankruptcy can put you back in control of your finances. Depending on your situation, and what type of bankruptcy you file, filing bankruptcy can eliminate your debt, significantly reduce your debt, or reorganize your debt. Bankruptcy is a legal proceeding in the Bankruptcy Court which allows for immediate debt relief to a person or business who owes money. Since bankruptcy can be used to eliminate debt or reorganize debt, it is often used to stop foreclosure, repossession, lawsuits, wage garnishments, creditor harassment, and stop most collection efforts, legal actions, or proceedings by creditors to collect debt.
Filing bankruptcy has many advantages. When non-bankruptcy debt relief options don’t work, don’t make sense, or can’t stop a foreclosure, repossession, garnishment, or lawsuit, you should consider your options in bankruptcy. For the majority of individuals in Texas who consider filing bankruptcy, they will file either a Chapter 7 or Chapter 13. While there are other types of bankruptcy available, filing bankruptcy under Chapter 7 or Chapter 13 are the chapters filed most often by individual Texas consumers.
If you are eligible to file Chapter 7 Bankruptcy, you can usually eliminate all of your unsecured debt. This means that filing bankruptcy under Chapter 7 can get rid of credit card debt, personal loans, medical bills, auto accident claims, lawsuits, judgments, leases, certain taxes, repossession & mortgage deficiencies, guaranties, and most every type of unsecured debt.
If you are eligible to file Chapter 13 Bankruptcy, you can usually force creditors to accept repayment of secured debt and priority debt based on your disposable income. You can also force unsecured creditors to accept anything left over from your disposable income after repayment of you secured and priority debt, even if its pennies on the dollar. In Chapter 13 you can include repayment of mortgage arrears, car payments you are behind on, back taxes, child support you are behind on, and most any other debt you need to repay, or cannot eliminate in a Chapter 7.
There are many types of bankruptcy for many types of debtors whether they are people or businesses. There are also certain debts that may be repaid in bankruptcy but cannot be discharged in a bankruptcy as a matter of law. Bankruptcy is often a mystery to most people because it’s not a regular everyday occurrence. Although they may occasionally hear about bankruptcy in the media, most people in Texas consider filing bankruptcy when they are facing some type of financial emergency or the have had chronic debt problems which need to be addressed. If you need debt relief or are facing a financial problem that requires immediate attention, filing bankruptcy might be an option. To see if filing bankruptcy is an option for you, contact the Texas Bankruptcy Lawyers at The Law Offices of R.J.Atkinson for a free bankruptcy evaluation.
Filing bankruptcy isn’t as simple as filling out a few bankruptcy papers and signing your name. Bankruptcy has eligibility requirements, residency requirements, pre-filing requirements, property exemptions, timelines to consider, and various other rules and requirements before and after you file. To see if filing bankruptcy if for you, it’s important to get help from an experienced Texas Bankruptcy Attorney.
If you live in Houston, Austin, San Antonio, Dallas, or anywhere in the State of Texas contact the Texas Bankruptcy Lawyers at The Law Offices of R.J.Atkinson. An experienced Texas Bankruptcy Lawyer can help you decide if filing bankruptcy is the best option for you to get rid of your debt, significantly reduce your debt, or reorganize your debt.
Filing Bankruptcy can put you back in control of your finances. Don’t Lose Everything.
Contact the Texas Bankruptcy Attorneys: 800-436-9056